One of the most thrilling life milestones is purchasing a home. Your agent has put together a comprehensive first-time buyer's guide that will help you enjoy the process as much as possible and lessen the stress associated with purchasing a house from Nixon Real Estate . Step 1: Research Look for houses that interest you, but remember to watch for any adjustments in asking prices. When the time comes to submit an offer, this could help you learn about home for sale in particular neighborhoods. Step 2: Select Your Budget Determine the monthly amount you feel comfortable with before speaking with a lender because, in many circumstances, a mortgage company will pre-approve you for more than you're comfortable spending. You can ignore new costs like garbage, water, or HOA fees that could quickly break your budget if you've lived in an apartment or with roommates. Step 3: Get Prequalified The mortgage company may refuse to accept your monthly payment request even if y...